Guidant Financial
ROBS, SBA loans, and portfolio loans for franchise acquisitions.
Regions: US
Guidant Financial helps buyers fund franchise acquisitions through ROBS (Rollover for Business Startups), SBA 7(a) loans, portfolio loans using investment accounts as collateral, and unsecured loans. They are one of the larger ROBS administrators in the US and have worked with a significant volume of franchise buyers across sectors. Guidant also offers ongoing ROBS administration services, which is a compliance requirement once a ROBS structure is in place — annual reports, plan testing, and IRS filings are ongoing obligations, not a one-time setup. Buyers evaluating any retirement-funded path should compare total administrative cost over the first five years, understand what happens to the structure if the business closes, and verify personal guarantee requirements across different loan structures.
Reviewed by Miles Sutherland, Vendors & Equipment Editor
At a glance
- Funding type
- ROBS
- Typical terms
- 401(k)/IRA rollover structure, also SBA/portfolio
Capabilities
Why it stands out
One of the largest ROBS administrators, with multiple funding-path options in-house
Best for
Buyers comparing ROBS against SBA or portfolio-loan alternatives
Key features
Compared with
Alternatives to Guidant Financial
Other financing options for wellness franchises worth comparing against Guidant Financial.