K&K Insurance
Specialty programs for sports, fitness, leisure, and recreation businesses.
Regions: US
K&K Insurance is a specialty program administrator with more than 80 insurance programs covering sports, fitness, leisure, and recreation businesses — a niche it has served for over 70 years. For wellness operators, K&K's relevance is its depth in participant- and activity-based risk: the exposures a gym, studio, or recreation-adjacent concept faces are its core book, not an afterthought. Coverage is placed through its specialty programs rather than a generic BOP, and its in-house claims teams are built around recreational-industry risk. As a program administrator it typically works through a quote process rather than instant online binding, so budget time for underwriting.
Reviewed by Miles Sutherland, Vendors & Equipment Editor
At a glance
- Coverage type
- Broker/Multi-line
- Pricing from
- Program/quote-based
- States licensed
- US
Why it stands out
80+ specialty programs for sports, leisure, and recreation over 70 years
Best for
Sports, fitness, and recreation businesses needing activity-specific programs
Key features
Alternatives to K&K Insurance
Other insurance options for wellness franchises worth comparing against K&K Insurance.
Sports & Fitness Insurance Corporation
Insurance written exclusively for gyms, studios, and fitness professionals.
Philadelphia Insurance Companies (PHLY)
Fitness- and wellness-specific liability programs with more than 20 years insuring the category.
biBERK
Direct-to-business online insurance backed by Berkshire Hathaway.