K&K Insurance
Specialty programs for sports, fitness, leisure, and recreation businesses.
Regions: US
K&K Insurance is a specialty program administrator with more than 80 insurance programs covering sports, fitness, leisure, and recreation businesses — a niche it has served for over 70 years. For wellness operators, K&K's relevance is its depth in participant- and activity-based risk: the exposures a gym, studio, or recreation-adjacent concept faces are its core book, not an afterthought. Coverage is placed through its specialty programs rather than a generic BOP, and its in-house claims teams are built around recreational-industry risk. As a program administrator it typically works through a quote process rather than instant online binding, so budget time for underwriting.
Reviewed by Miles Sutherland, Vendors & Equipment Editor
At a glance
- Coverage type
- Broker/Multi-line
- Pricing from
- Program/quote-based
- States licensed
- US
- Best for
- Sports, fitness, and recreation businesses needing activity-specific programs
- Differentiator
- 80+ specialty programs for sports, leisure, and recreation over 70 years
- Key features
- Specialty programsParticipant liabilityIn-house claims
Alternatives to K&K Insurance
Other insurance options for wellness franchises worth comparing against K&K Insurance.
Hiscox
Small business insurance including professional and general liability.
The Hartford
Workers comp, liability, and business insurance for employers.
Gallagher
Brokerage and risk management for multi-location operators.