Insurance comparison
Gallagher vs Hub International
How Gallagher and Hub International compare for wellness franchise operators — side-by-side specs and our verdict on which fits which concept.
Short answer
Two of the world's largest brokerages, and for a franchise operator the choice is more about the local team than the logo. Both build franchise programs: master policies or endorsed programs a franchisor can offer system-wide, plus benefits, workers' comp, and risk management for multi-location operators. Gallagher tends to be cited for franchise-program depth and industry specialization; HUB's regional acquisitions give it strong local offices and mid-market attention in many US metros. The practical advice: interview the specific team that would service you, ask for wellness-industry references, and compare the markets each can actually access for your risk profile. At this tier, broker-team quality varies more within each firm than between them.
Side-by-side
| Gallagher | Hub International | |
|---|---|---|
| Coverage type | Broker/Multi-line | Broker/Multi-line |
| Pricing from | Custom — franchisor programs | Brokered/quote-based |
| States licensed | US, International | US & Canada |
| Best for | Franchisors negotiating a system-wide master insurance program | Scaling franchise systems wanting a large multi-line brokerage |
| Differentiator | Global brokerage scale for franchisor-negotiated preferred-rate programs | One of North America's largest brokerages spanning P&C and benefits |
Full profile
Gallagher
Brokerage and risk management for multi-location operators.
Full profile
Hub International
Global insurance brokerage with multi-line commercial and benefits programs.
See more options in our roundup of the best insurance for wellness franchises.