Chubb
Major commercial insurer for larger or higher-risk wellness operations.
Regions: US, International
Chubb is one of the largest commercial property and casualty insurers globally, underwriting general liability, professional liability, property, and umbrella coverage for businesses that have outgrown small-business digital insurers. For wellness franchise systems with meaningful revenue, multiple locations, or higher-risk modalities (med-spa, IV therapy, clinical-adjacent services), Chubb's underwriting depth and claims-handling infrastructure matter more than a fast online quote. Chubb typically works through independent brokers rather than direct online binding, so budget time for a proper broker relationship rather than expecting same-day coverage.
At a glance
- Coverage type
- Broker/Multi-line
- Pricing from
- Broker-placed, custom
- States licensed
- US, International
- Best for
- Larger systems or higher-risk clinical-adjacent concepts needing enterprise underwriting
- Differentiator
- Enterprise-grade underwriting and claims infrastructure for complex risk profiles
- Key features
- Property & casualtyUmbrella coverageEnterprise claims handling
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