Oak Street Funding

Oak Street Funding is a specialty commercial lender focused on healthcare, financial services, and franchise-adjacent business lending, including acquisition and expansion financing structured around a business's specific revenue model rather than a generic small-business underwriting template. For wellness franchise concepts with a clinical or licensed-provider component — med-spas, IV therapy, physical therapy-adjacent recovery studios — a specialty lender familiar with that revenue model may underwrite more favorably than a generalist bank unfamiliar with the category. Compare their terms against SBA options, since specialty lending can carry a rate premium in exchange for faster or more flexible underwriting.