Oak Street Funding
Specialty lender for healthcare and franchise-adjacent business acquisitions.
Regions: US
Oak Street Funding is a specialty commercial lender focused on healthcare, financial services, and franchise-adjacent business lending, including acquisition and expansion financing structured around a business's specific revenue model rather than a generic small-business underwriting template. For wellness franchise concepts with a clinical or licensed-provider component — med-spas, IV therapy, physical therapy-adjacent recovery studios — a specialty lender familiar with that revenue model may underwrite more favorably than a generalist bank unfamiliar with the category. Compare their terms against SBA options, since specialty lending can carry a rate premium in exchange for faster or more flexible underwriting.
Reviewed by Miles Sutherland, Vendors & Equipment Editor
At a glance
- Funding type
- Conventional
- Typical terms
- Custom — revenue-model-based underwriting
Capabilities
Why it stands out
Specialty lender underwriting around healthcare/licensed-provider revenue models
Best for
Clinical-adjacent concepts (med-spa, IV therapy) needing specialty underwriting
Key features
Compared with
Alternatives to Oak Street Funding
Other financing options for wellness franchises worth comparing against Oak Street Funding.