Financing comparison
FranFund vs BoeFly
How FranFund and BoeFly compare for wellness franchise operators — side-by-side specs and our verdict on which fits which concept.
Short answer
Two facilitators that get franchise buyers funded without being banks themselves. FranFund is a concierge: it packages your SBA application, runs pre-qualification, and specializes in ROBS (401(k) rollover) funding — the path for buyers using retirement funds without early-withdrawal penalties. BoeFly is a marketplace owned by ConnectOne Bank: your loan package goes in front of multiple lenders who compete, useful for comparing terms and for franchisors who want a funding portal for their whole system. A buyer combining ROBS with an SBA loan gets the most hand-holding from FranFund; a bankable buyer who wants competing term sheets gets leverage from BoeFly. Fees differ structurally — facilitators charge packaging or success fees, so ask both for the all-in cost of capital, not just the rate.
Side-by-side
| FranFund | BoeFly | |
|---|---|---|
| Funding type | SBA 7(a) | Marketplace |
| Direct lender | No | No |
| Typical terms | 10-25 yr, franchisor-referral common | Varies by participating lender |
| Best for | Buyers wanting SBA guidance from a firm with franchise-specific lender relationships | Buyers wanting competing offers from multiple SBA lenders at once |
| Differentiator | Works directly with franchisors as a preferred/referred lending partner | Lending marketplace creating competitive tension among participating banks |
Full profile
FranFund
Franchise funding and SBA loan support for buyers.
Full profile
BoeFly
Franchise and small-business lending marketplace (ConnectOne Bank).
See more options in our roundup of the best financing for wellness franchises.